One of the most common questions among first-time homebuyers is whether they have the credit score needed to qualify for a home loan. While credit is certainly one factor in a mortgage lender’s decision, there are many more pieces to...
So say you've reached the good credit score you've been aiming for. The next struggle is keeping your score at this sweet spot so that you don't slip beneath what you've been working so hard to get to. Here are...
A small business depends on a lot of things when it's just getting started, particularly a good credit score. Here are a few tips for small business owners to improve their scores and make sure they're at a good place...
Whether you’re trying to buy a house or rent an apartment, your credit score is an incredibly important aspect of those big life moments. Here are some fun, interesting facts about credit scores that you may not have known. Your...
Who doesn’t hate the TSA and long airport lines? With a high credit score, you can blow through lines way faster and save yourself some stress. There are many credit cards that offer TSA repayment as a perk, such as...
How much do you know about what’s in your credit report? Many people may be aware of their score, but their are components that affect your score. When you decide to take a look at your credit report summary, here...
Believe it or not, credit history has a huge impact on your overall credit score. It comes in third place right after payment history and amount owed. As you can see, if you want to keep your credit score, you...
The amount of time you’ve had credit makes a difference in your credit score. In fact, after payment history and amounts owed, length of credit history is the most influential part of your FICO score. Length of credit history means…...
There are several things that can hurt your credit score. Unpaid collection accounts, past due accounts, and short credit history are some of the few. But there are some things that people think will damage their credit score, but won’t....
Ever wonder how your credit score is calculated? Although many companies are can gather your credit history and produce your credit score, there one major kind of credit score most lenders refer and that’s your FICO score. FICO scores range...